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What are the main benefits of a prenup?

Don't make the mistake of thinking that marriage is just about love and emotional connection. Certainly, that's a huge part of it, but the reality is that marriage is a contractual legal agreement, as well. It can have a huge impact on your finances and your legal rights.

That's why many people turn to prenuptial agreements. They may not be romantic, but they can help protect you in a legal and financial sense if the marriage falls apart and ends up in divorce. Some of the benefits of a prenup include the following:

  • It can protect your assets if you're getting married later in life and you already have significant wealth to your name.
  • It can protect a business that you own to make sure that the divorce isn't going to ruin you professionally.
  • It can give you peace of mind if you're entering into your second marriage, having already seen what divorce can do.
  • It can protect you from debts that are incurred by your spouse. This could be useful if your spouse is starting a business or going back to school, for instance.
  • It can help protect you for the future if you're making significant changes for the marriage. For example, maybe you need to quit your career and move for your new spouse's job, and you want to make sure that your spouse will provide for you financially even after divorce. You can add that to the prenup, and it makes the change less of a gamble on your end.

These are just a few examples, but they show how flexible a prenup can be and why it may be wise to consider one when getting married. Always make sure you understand your legal options.

Source: FindLaw, "Pros and Cons: Premarital Agreements ("Prenuptials")," accessed Feb. 21, 2018

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